Available Services
Proper insurance is essential for safeguarding assets against unexpected loss. Emergencies become prohibitively expensive, so it is imperative that you have the right insurance to protect you. Coverages and price vary wildly but we will find the right policies for you.
Long Term Care
70% of people will require long term care after turning 65. People receive long term care in their homes, nursing homes, or assisted living facilities, depending on the level of care required. Government programs like Medicaid and Medicare don't necessarily cover these expenses.
We will do our best to make sure that you have the resources to retire comfortably for as long as you live. Social Security isn't enough on its own and pensions aren't what they used to be. We will use financial instruments such as annuities, 401ks, IRAs, Roth IRAs, etc., to make sure you're on track to retire at 65.
We will maximize refunds and discounts to minimize your annual tax expense. Our experts will do their best to ensure you pay only what you are legally required to pay.
With the importance of college, as well as its tuition, rising year by year, it is more important than ever to start planning for college early. We will maximize your financial aid eligibility while increasing your ability to pay.
We will help you ensure that your estate is properly managed to the benefit of your heirs. We will help set up trusts to hold your assets for your beneficiaries, they also avoid probate, which is a huge advantage over wills. There are 4 types of trust: living, irrevocable, revocable, and testamentary, there are further subcategories with different benefits.